Eventually, most homeowners will sustain a loss of some type to their homes and need to make an insurance claim for property damages. It is important to understand that most insurance companies are “for-profit” businesses that are in business to make money. Insurance policies are not a commodity that are equal across companies and if
Every year most areas of the Northeast sustain several powerful windstorms with significant wind gusts, sometimes with damaging hail and or lightning. This results in widespread damages throughout the Region. Trees and branches frequently fall; shingles on roofs blow off; siding gets damaged; personal property and other structures are often damaged and hail batters property
Unfortunately, fires ravage homes and business throughout our communities. They occur far too often and destroy property, disrupt lives and business and unfortunately, can result in injury or loss of life. It is extremely important to have an escape plan for your family or employees. This plan should involve prevention, first and foremost and then
Winter is upon us once again and with that, freezing temperatures, winter storms, and wind chills that can make a snowman shiver. On days where the temperatures plummet below freezing for more than a day, it can result in pipes freezing in your home or business. These silent, destructive disasters often result in extensive property
Tips To Follow If You Have Just Experienced A Loss The first and most important thing is to remain calm. Call 911 if you have an immediate life or death emergency or if you experience a fire, explosion,, a motor vehicle accident on your property, a break-in, riot or civil commotion. Give yourself time to
Flooding rains combined with several inches of melting snow is a recipe for disaster. Unfortunately, many people sustain damages to their main levels and basements. This water often seeps through your home’s foundation causing damages to your flooring, walls, heating systems, boilers and personal property. This water should be mitigated immediately to prevent mold from
Winter is upon us and with the snow comes the potential for “Ice Dams” and the resulting interior water damage. So, What is an Ice Dam? An Ice Dam is a condition that occurs after a snowfall, especially a snowfall of 6 or more inches. An ice dam occurs when the snow on your roof
